Client information

• Client order execution policy and trading venues
• Principles governing the identification and prevention of conflict of interest situations
• Client feedback handling at Evli Bank

• Information on credit
• Inducements
• Custody of client wealth at Evli Bank
• Information on Evli Group's companies in Finland and their service offering and prior information on distance selling of financial services and on payment services
• Information on the properties of financial instruments and the associated risks

We have on January 1, 2018 updated our terms of contract to meet the requirements of the new MiFID II regulation. The updated terms of the agreement (General Terms and Conditions of Client Relationship, Terms and Conditions of Securities Custody, Terms and Conditions of Securities Brokerage and Terms of Business for Professional Clients and eligible counterparties) are provided below and in the My Evli Online Service.

• Terms and Conditions for Incentive Clients
• General Terms and Conditions for Corporate Accounts
• General Terms and Conditions of Account Agreements
• General Terms and Conditions of the Client Relationship
• Terms and Conditions of Electronic Services
• Terms and Conditions of Securities Custody
• Terms and Conditions of Securities Brokerage
• Terms of Business for Professional Clients and eligible counterparties
• Standard General Terms and Conditions for Euro-dominated Payments transmitted within the single Euro Payments Area

Deposits are covered by the statutory deposit guarantee. In Finland, the entity responsible for the deposit guarantee is the Financial Stability Authority.

Basic information on the deposit guarantee

• Client Classification Criteria
• Code of Conduct for Providers of Investment Services on Client Classification, Disclosure Requirement and Obligation to obtain Information

• General Power of Attorney
• Power of Attorney for Acting on Behalf of a Minor

Evli is obliged to collect information required for taxation as Finland has signed an agreement with the USA regarding the exchange of tax information (the FATCA agreement). Finland is also required to observe the common reporting standard of the OECD countries, the CRS, and the amended EU directive DAC2.

These regulations oblige banks and other financial institutions to identify their clients’ residence for tax purposes and submit information on clients’ assets and income to the Finnish Tax Administration on an annual basis. The Tax Administration will then forward this information to the relevant parties.
For clients, the exchange of tax information means answering a few additional questions whose purpose is to determine the clients’ residence for tax purposes.

• Self-certification declaration - declaration of tax status (form for private individuals)

Read more from The Finnish Financial Sector's website
(material is in Finnish)