Financial overview
Equity research
Alisa Bank intends to sell the majority of its consumer loan portfolio. Proceeds should reasonably be used to accelerate business lending growth, organically and inorganically, to fill the gap from lost income.
Alisa Bank announced a collaboration with Nordea, to provide financing services for its entrepreneur clients. The collaboration is in our view significant through the credibility gained and growth of addressable market.
Alisa Bank’s H1 was slightly weaker than expected. We remain cautious on near-term development but note good profitability potential should market conditions improve and growth investments yield more results.
Alisa Bank issued a profit warning, with continued weaker demand driving lower volumes. 2025 PTP excl. NRI’s is expected to be negative, a notable decrease from the bank’s previous expectations.
Alisa Bank’s H2 was in line with our expectations on profitability while growth was more constrained than anticipated by loan volume declines in H2. Earnings are seen to increase notably in 2025, but the volume outlook remains on the cautionary side.
Alisa Bank’s H2 financials corresponded to our expectations, although NII and subsequently total income fell slightly short. H2 saw the loan portfolio decline notably from H1. The adj. PTP as expected turned positive. Alisa Bank estimates that the bank’s operating result will continue to develop positively during 2025.
Alisa Bank reports its H2 results on February 14th. With the profit warning issued in December we keep our estimates intact. While heading into 2025 with somewhat cautious expectations, we still expect improvements in total income and profitability, with further upside from potential improvements in market conditions.
Alisa Bank issued a profit warning for 2024, lowering expectations for total income and profitability due to the prolonged market uncertainty.
Alisa Bank’s H1 results were weak, as expected, but gave further confirmation of the profit levels to be expected going forward after the combination with PURO Finance.
Alisa Bank’s H1 profitability was in line with our expectations, with PTP at EUR -2.0m (Evli EUR -2.1m), and the report brought with it no notable surprises.
Annual financials
Quarterly financials
Assets
Equity and liabilities
Cashflow
Environment
Social
Governance
Videos
Annual and sustainability reports
- Annual Report 2024
- Corporate Governance Statement 2024
- Capital and Risk Management 2024
- Corporate Governance Statement 2023
- Capital and Risk Management 2023
- Annual report 2023
Company news
ALISA BANK PLC STOCK EXCHANGE RELEASE 19.12.2025 AT 10.50 EET
Alisa Bank Plc will publish the following financial reports in 2026:
- Financial Statements Bulletin 2025: February 12, 2026
- Half-year Financial Report, January-June: July 21, 2026
The Annual Report and Financial Statements for 2025 will be available on the company's website in week 9.
The Annual General Meeting of Alisa Bank Plc is planned to be held in Helsinki on March 19, 2026.
Alisa Bank follows a silent period of 30 days prior to the publication of the financial statements bulletin and half-year financial report.
Further information
Sampsa Laine, CEO, Alisa Bank Plc, sampsa.laine@alisapankki.fi
About Alisa Bank Oyj
Alisa Bank Plc is a technology-driven financial services company offering seamless banking services through digital channels. We serve business clients, savers seeking competitive interest rates for their deposits, and partners. Together with our partners, we integrate banking services into the channels customers use daily. Alisa Bank Plc shares are listed on the Nasdaq Helsinki main market (ALISA) and the bank operates under a license granted by the Finnish Financial Supervisory Authority. www.alisapankki.fi
ALISA BANK PLC PRESS RELEASE 17.12.2025 13.00 EET
Alisa Bank Plc and Visma Solutions Oy have signed a cooperation agreement aimed at providing Netvisor’s over 45,000 customers with comprehensive and cost-effective banking and financing services. At the heart of this collaboration is the integration of Alisa laskulaina – an invoice financing service – into Netvisor, along with Alisa Bank’s business account, offering Netvisor customers a reliable and cost-efficient solution for daily financial management.
As part of the partnership, Alisa Bank and Visma Solutions will bring flexible business financing solutions available to Netvisor customers, designed to simplify entrepreneurs’ everyday operations. Through this cooperation, Netvisor customers can easily finance their receivables using Alisa Bank’s fast, efficient, and reliable Alisa laskulaina invoice financing service. Laskulaina is planned to be published in early Q2/2026.
The business account offered to Netvisor customers enables a fixed-price banking connection between Alisa Bank and Netvisor. Thanks to this account, Netvisor customers can authorize Visma to deliver payment files, receive payment feedback, and retrieve account statements and real-time balances without transaction-based additional fees. The fixed monthly price for the business account is €9.90, and the service is designed for companies that value smooth data transfer and up-to-date financial information at a cost-effective price. The business account is planned to be published in early Q2/2026.
Janne Lyytikäinen, Director of FMS product line, Visma Solutions Oy:
"Through this partnership, we can offer our customers cost-effective and reliable banking and financing services as part of our flexible service portfolio. Collaborations like this strengthen and advance electronic financial management for the benefit of our customers."
Sampsa Laine, CEO, Alisa Bank:
"We are excited about this cooperation, which allows us to reach a significant number of new customers and provide them with flexible, modern, and cost-effective banking services. This partnership is an excellent example of our strategy to develop and deliver services together with Finland’s leading partners."
This collaboration is part of Alisa Bank’s partner strategy, which focuses on bringing Alisa Bank’s services to the channels customers use in their daily lives. Through this partnership, Alisa Bank strengthens its position as a trusted provider of banking and financing services for companies offering financial management solutions.
Further information
Sampsa Laine, CEO, Alisa Bank Plc, sampsa.laine@alisapankki.fi
Janne Lyytikäinen, Business Area Director, Visma Solutions Oy, janne.lyytikainen@visma.com
About Alisa Bank Oyj
Alisa Bank Plc is a technology-driven financial services company offering seamless banking services through digital channels. We serve business clients, savers seeking competitive interest rates for their deposits, and partners. Together with our partners, we integrate banking services into the channels customers use daily. Alisa Bank Plc shares are listed on the Nasdaq Helsinki main market (ALISA) and the bank operates under a license granted by the Finnish Financial Supervisory Authority. www.alisapankki.fi
About Visma Solutions Oy
Visma Solutions Oy is Finland’s leading cloud software provider, offering solutions to support the operation and management of SMEs. Nearly 100,000 companies in Finland use these solutions. The Visma Solutions product family includes Netvisor, Fivaldi, Severa, ValueFrame, Visma Sign, Netvisor KYC, and FabricAI. We are backed by the agile Nordic software group Visma, which employs over 1,500 experts in Finland. www.vismasolutions.fi
ALISA BANK PLC MANAGER TRANSACTIONS 5.11.2025 AT 14.40 EET
Person subject to the notification requirement
Name: Sampsa Laine
Position: Other senior management
Issuer: Alisa Pankki Oyj
LEI: 743700VK1NB8HRGTQH74
Notification type: INITIAL NOTIFICATION
Reference number: 129073/6/4
Transaction date: 2025-11-03
Venue: NASDAQ HELSINKI LTD (XHEL)
Instrument type: SHARE
ISIN: FI4000170915
Nature of transaction: ACQUISITION
Transaction details
(1): Volume: 254110 Unit price: 0.199 EUR
(2): Volume: 4925 Unit price: 0.199 EUR
(3): Volume: 3325 Unit price: 0.199 EUR
(4): Volume: 5150 Unit price: 0.199 EUR
(5): Volume: 7180 Unit price: 0.199 EUR
(6): Volume: 5150 Unit price: 0.199 EUR
(7): Volume: 12720 Unit price: 0.199 EUR
(8): Volume: 5150 Unit price: 0.199 EUR
(9): Volume: 20589 Unit price: 0.199 EUR
(10): Volume: 5150 Unit price: 0.199 EUR
(11): Volume: 31568 Unit price: 0.199 EUR
(12): Volume: 5150 Unit price: 0.199 EUR
(13): Volume: 46415 Unit price: 0.199 EUR
(14): Volume: 5150 Unit price: 0.199 EUR
(15): Volume: 285 Unit price: 0.199 EUR
(16): Volume: 5150 Unit price: 0.199 EUR
(17): Volume: 4596 Unit price: 0.1955 EUR
(18): Volume: 347 Unit price: 0.1955 EUR
(19): Volume: 4820 Unit price: 0.197 EUR
(20): Volume: 2677 Unit price: 0.199 EUR
(21): Volume: 285 Unit price: 0.199 EUR
(22): Volume: 4465 Unit price: 0.199 EUR
(23): Volume: 226 Unit price: 0.199 EUR
(24): Volume: 2179 Unit price: 0.199 EUR
(25): Volume: 1689 Unit price: 0.199 EUR
(26): Volume: 3461 Unit price: 0.199 EUR
(27): Volume: 200 Unit price: 0.199 EUR
(28): Volume: 5150 Unit price: 0.199 EUR
(29): Volume: 4169 Unit price: 0.199 EUR
(30): Volume: 518 Unit price: 0.199 EUR
(31): Volume: 1743 Unit price: 0.199 EUR
(32): Volume: 5150 Unit price: 0.199 EUR
(33): Volume: 251 Unit price: 0.199 EUR
(34): Volume: 463 Unit price: 0.199 EUR
(35): Volume: 4687 Unit price: 0.199 EUR
(36): Volume: 2485 Unit price: 0.199 EUR
(37): Volume: 4952 Unit price: 0.199 EUR
(38): Volume: 198 Unit price: 0.199 EUR
(39): Volume: 746 Unit price: 0.199 EUR
(40): Volume: 3200 Unit price: 0.199 EUR
(41): Volume: 450 Unit price: 0.199 EUR
(42): Volume: 182 Unit price: 0.199 EUR
(43): Volume: 5150 Unit price: 0.199 EUR
(44): Volume: 691 Unit price: 0.1985 EUR
(45): Volume: 50 Unit price: 0.1985 EUR
(46): Volume: 5357 Unit price: 0.1985 EUR
(47): Volume: 3633 Unit price: 0.198 EUR
(48): Volume: 5500 Unit price: 0.198 EUR
(49): Volume: 1163 Unit price: 0.1975 EUR
(50): Volume: 2000 Unit price: 0.196 EUR
Aggregated transactions
(50): Volume: 500 000 weighted average price: 0.1989 EUR
Further information
Sampsa Laine, CEO, Alisa Bank Plc, sampsa.laine@alisapankki.fi
Alisa Bank
Alisa Bank Plc is a financial technology company that provides seamless banking services through digital channels. We serve SME customers, deposit customers seeking competitive interest returns on their deposits and partners. Together with our partners, we offer integrated banking services in the channels where customers carry out their daily business. Alisa Bank Plc’s shares are listed on the main list of Nasdaq Helsinki (ALISA), and it holds a license granted by the Financial Supervisory Authority. www.alisabank.com
ALISA BANK PLC MANAGER TRANSACTIONS 5.11.2025 AT 14.15 EET
Person subject to the notification requirement
Name: Svartbäck Holding Oy
Position: Other senior management
(X) Legal person
(1): Person Discharging Managerial Responsibilities in Issuer
Name: Joonas Heinonen
Position: Other senior management
Issuer: Alisa Pankki Oyj
LEI: 743700VK1NB8HRGTQH74
Notification type: INITIAL NOTIFICATION
Reference number: 129065/4/4
Transaction date: 2025-11-03
Venue: NASDAQ HELSINKI LTD (XHEL)
Instrument type: SHARE
ISIN: FI4000170915
Nature of transaction: ACQUISITION
Transaction details
(1): Volume: 400 000 Unit Price: 0.20000 EUR
Aggregated transactions
(1): Volume: 400 000 weighted average price: 0.20000 EUR
Further information
Sampsa Laine, CEO, Alisa Bank Plc, sampsa.laine@alisapankki.fi
Alisa Bank
Alisa Bank Plc is a financial technology company that provides seamless banking services through digital channels. We serve SME customers, deposit customers seeking competitive interest returns on their deposits and partners. Together with our partners, we offer integrated banking services in the channels where customers carry out their daily business. Alisa Bank Plc’s shares are listed on the main list of Nasdaq Helsinki (ALISA), and it holds a license granted by the Financial Supervisory Authority. www.alisabank.com
ALISA BANK PLC MANAGER TRANSACTIONS 5.11.2025 AT 14.10 EET
Person subject to the notification requirement
Name: WRCC Invest Oy
Position: Member of the Board/Deputy member
(X) Legal person
(1): Person Discharging Managerial Responsibilities in Issuer
Name: Tero Weckroth
Position: Member of the Board
Issuer: Alisa Pankki Oyj
LEI: 743700VK1NB8HRGTQH74
Notification type: INITIAL NOTIFICATION
Reference number: 128947/4/4
Transaction date: 2025-11-03
Venue: NASDAQ HELSINKI LTD (XHEL)
Instrument type: SHARE
ISIN: FI4000170915
Nature of transaction: ACQUISITION
Transaction details
(1): Volume: 100.000 Unit Price: 0.19900 EUR
Aggregated transactions
(1): Volume: 100.000 weighted average price: 0.19900 EUR
Further information
Sampsa Laine, CEO, Alisa Bank Plc, sampsa.laine@alisapankki.fi
Alisa Bank
Alisa Bank Plc is a financial technology company that provides seamless banking services through digital channels. We serve SME customers, deposit customers seeking competitive interest returns on their deposits and partners. Together with our partners, we offer integrated banking services in the channels where customers carry out their daily business. Alisa Bank Plc’s shares are listed on the main list of Nasdaq Helsinki (ALISA), and it holds a license granted by the Financial Supervisory Authority. www.alisabank.com
ALISA BANK PLC MANAGER TRANSACTIONS 5.11.2025 AT 14.05 EET
Person subject to the notification requirement
Name: Karri Haaparinne
Position: Member of the Board/Deputy member
Issuer: Alisa Pankki Oyj
LEI: 743700VK1NB8HRGTQH74
Notification type: INITIAL NOTIFICATION
Reference number: 129226/5/4
Transaction date: 2025-11-04
Venue: NASDAQ HELSINKI LTD (XHEL)
Instrument type: SHARE
ISIN: FI4000170915
Nature of transaction: ACQUISITION
Transaction details
(1): Volume: 100000 Unit price: 0.188 EUR
(2): Volume: 162433 Unit price: 0.1895 EUR
Aggregated transactions (2):
Volume: 262433 Volume weighted average price: 0.18893 EUR
Further information
Sampsa Laine, CEO, Alisa Bank Plc, sampsa.laine@alisapankki.fi
Alisa Bank
Alisa Bank Plc is a financial technology company that provides seamless banking services through digital channels. We serve SME customers, deposit customers seeking competitive interest returns on their deposits and partners. Together with our partners, we offer integrated banking services in the channels where customers carry out their daily business. Alisa Bank Plc’s shares are listed on the main list of Nasdaq Helsinki (ALISA), and it holds a license granted by the Financial Supervisory Authority. www.alisabank.com
ALISA BANK PLC MANAGER TRANSACTIONS 5.11.2025 AT 14.00 EET
Person subject to the notification requirement
Name: Tero Weckroth
Position: Member of the Board/Deputy member
Issuer: Alisa Pankki Oyj
LEI: 743700VK1NB8HRGTQH74
Notification type: INITIAL NOTIFICATION
Reference number: 128936/4/4
Transaction date: 2025-11-03
Venue: NASDAQ HELSINKI LTD (XHEL)
Instrument type: SHARE
ISIN: FI4000170915
Nature of transaction: ACQUISITION
Transaction details
(1): Volume: 233 055 Unit Price: 0,19500 EUR
(2): Volume: 40 000 Unit Price: 0,19900 EUR
(3) Volume: 100 000 Unit Price: 0,19840 EUR
Aggregated transactions
(3): Volume: 373 055 Volume weighted average price: 0.19634 EUR
Further information
Sampsa Laine, CEO, Alisa Bank Plc, sampsa.laine@alisapankki.fi
Alisa Bank
Alisa Bank Plc is a financial technology company that provides seamless banking services through digital channels. We serve SME customers, deposit customers seeking competitive interest returns on their deposits and partners. Together with our partners, we offer integrated banking services in the channels where customers carry out their daily business. Alisa Bank Plc’s shares are listed on the main list of Nasdaq Helsinki (ALISA), and it holds a license granted by the Financial Supervisory Authority. www.alisabank.com
ALISA BANK PLC STOCK EXCHANGE RELEASE, INSIDER INFORMATION 31.10.2025 AT 16.40 EET
Alisa Bank Plc has on 6 October 2025, published its strategic decision to evaluate possibilities to withdraw from consumer loan business.
As part of this strategic decision, Alisa Bank Plc has on 31 October 2025 signed a Receivable Purchase Agreement to sell a significant part of its consumer loan portfolio to Bankaktiebolaget Nordiska (Publ) (Sweden).
The size of the loan portfolio to be sold equals to approximately 75% of Alisa Bank Plc´s consumer loan portfolio. The purchase price of approximately €51 million will be paid in cash. The transaction is conditional on an approval from the Swedish FSA (Finansinspektionen), and is estimated to have a positive impact on Alisa Bank Plc`s result for financial year 2025. The positive impact on profit will be specified during the sales process and will be published after the conditions for the sale have been fulfilled.
Gradual withdrawal from the consumer financing is estimated to support the bank´s strategical decision to focus on providing financial services to SME companies and on BaaS (Banking as a service) collaborations.
More information
Sampsa Laine, CEO, Alisa Bank Plc, sampsa.laine@alisapankki.fi
Alisa Bank in brief
Alisa Bank Plc is a financial technology company that provides seamless banking services through digital channels. We serve SME customers, deposit customers seeking competitive interest returns on their deposits and partners. Together with our partners, we offer integrated banking services in the channels where customers carry out their daily business. Alisa Bank Plc’s shares are listed on the main list of Nasdaq Helsinki (ALISA), and it holds a license granted by the Financial Supervisory Authority. www.alisabank.com
ALISA BANK PLC STOCK EXCHANGE RELEASE 23.10.2025 AT 16.30 EEST
Alisa Bank Plc’s Chief Financial Officer Kukka Lehtimäki will be on parental leave starting from 15 March 2026. During Lehtimäki’s parental leave, Aki Gynther (B.Sc. Econ) will serve as acting Chief Financial Officer and member of the Management Team, starting from 16 March 2026.
Gynther has extensive experience in the banking sector, having held positions as CFO as well as in risk control and business management. He will join Alisa Bank on 2 January 2026, and during the transition period at the beginning of the year, he will work alongside Kukka Lehtimäki.
The appointment is conditional on the Financial Supervisory Authority not having any objections to the appointment.
Further information
Sampsa Laine, CEO, Alisa Bank Plc, sampsa.laine@alisapankki.fi
Alisa Bank in brief
Alisa Bank Plc is a financial technology company that provides seamless banking services through digital channels. We serve SME customers, deposit customers seeking competitive interest returns on their deposits and partners. Together with our partners, we offer integrated banking services in the channels where customers carry out their daily business. Alisa Bank Plc’s shares are listed on the main list of Nasdaq Helsinki (ALISA), and it holds a license granted by the Financial Supervisory Authority. www.alisabank.com
ALISA BANK PLC STOCK EXCHANGE RELEASE 23.10.2025 AT 12.30 EEST
The Board of Directors of Alisa Bank Plc has decided to discontinue the company’s performance-based share incentive plan 2024–2028, which was established in August 2024 for the company’s management and key employees. The current long-term incentive plan no longer serves the company’s strategic objectives.
No new rewards will be granted under the plan, and no payments will be made from it.
The Board of Directors has initiated the preparation of a new, replacement incentive scheme intended for the company’s management and key employees. One of the company’s key goals for 2026 is to strengthen profitable growth, and the renewed incentive model will be designed to support this development.
Further information
Sampsa Laine, CEO, Alisa Bank Plc, sampsa.laine@alisapankki.fi
Alisa Bank in brief
Alisa Bank Plc is a financial technology company that provides seamless banking services through digital channels. We serve SME customers, deposit customers seeking competitive interest returns on their deposits and partners. Together with our partners, we offer integrated banking services in the channels where customers carry out their daily business. Alisa Bank Plc’s shares are listed on the main list of Nasdaq Helsinki (ALISA), and it holds a license granted by the Financial Supervisory Authority. www.alisabank.com
ALISA BANK PLC STOCK EXCHANGE RELEASE 8.10.2025 AT 16.30 EEST
Alisa Bank Plc's Nomination Board prepares proposals for the members of the Board of Directors as well as their remuneration for the Annual General Meeting. The Nomination Board has four members. The members of the Nomination Board are appointed by the four largest shareholders, each of whom has the right to appoint one member. The four largest shareholders entitled to appoint a member are determined on the basis of the shareholders' register according to the situation on the last day of August of each year.
Composition of the Nomination Board from 8 October 2025:
- Maunu Lehtimäki, Evli Plc
- Juhani Elomaa, Taaleri Plc
- Antti Kemppi, Kempinvest Oy
- Mika Laine, Mika Laine/Veikko Laine Oy/JO Group OÜ
Maunu Lehtimäki is the Chairman of the Nomination Board. Olli-Petteri Lehtinen, Chairman of the Board of Alisa Bank Plc, participates in the work of the Nomination Board as an expert.
Further information
Maunu Lehtimäki, chair of the Nomination Board, tel. + 358 50 553 3000
Alisa Bank in brief
Alisa Bank Plc is a financial technology company that provides seamless banking services through digital channels. We serve SME customers, deposit customers seeking competitive interest returns on their deposits and partners. Together with our partners, we offer integrated banking services in the channels where customers carry out their daily business. Alisa Bank Plc’s shares are listed on the main list of Nasdaq Helsinki (ALISA), and it holds a license granted by the Financial Supervisory Authority. www.alisabank.com
ALISA BANK PLC STOCK EXCHANGE RELEASE 6.10.2025 AT 17:50 EEST
Kukka Lehtimäki has been appointed as Deputy CEO of Alisa Bank Plc starting 7.10.2025. Lehtimäki is Alisa Bank Plc´s CFO and member of the Management Team, and she has worked at Alisa Bank since 2022.
The former Deputy CEO, Juha Saari has resigned from his position in Alisa Bank.
The appointment is conditional on the Financial Supervisory Authority not having any objections to the appointment.
More information
Sampsa Laine, CEO, Alisa Bank Plc, sampsa.laine@alisapankki.fi
Alisa Bank in brief
Alisa Bank Plc is a financial technology company that provides seamless banking services through digital channels. We serve SME customers, deposit customers seeking competitive interest returns on their deposits and partners. Together with our partners, we offer integrated banking services in the channels where customers carry out their daily business. Alisa Bank Plc’s shares are listed on the main list of Nasdaq Helsinki (ALISA), and it holds a license granted by the Financial Supervisory Authority. www.alisabank.com
ALISA BANK PLC STOCK EXCHANGE RELEASE, INSIDER INFORMATION 6.10.2025 AT 17.35 EEST
The Board of Directors of Alisa Bank Plc has on 6.10.2025 decided to evaluate possibilities to withdraw from consumer loan business. The decision is in line with the bank´s strategical decision to put increasing focus on transformation towards SME financing products and growing its own deposit offering.
A stepwise withdrawal is expected to take place during 2025 and 2026. The Board estimates the withdrawal to have a positive impact on Alisa Bank´s 2025 profit before taxes and non-recurring items.
More information
Sampsa Laine, CEO, Alisa Bank Plc, sampsa.laine@alisapankki.fi
Alisa Bank in brief
Alisa Bank Plc is a financial technology company that provides seamless banking services through digital channels. We serve SME customers, deposit customers seeking competitive interest returns on their deposits and partners. Together with our partners, we offer integrated banking services in the channels where customers carry out their daily business. Alisa Bank Plc’s shares are listed on the main list of Nasdaq Helsinki (ALISA), and it holds a license granted by the Financial Supervisory Authority. www.alisabank.com
ALISA BANK PLC STOCK EXCHANGE RELEASE, INSIDER INFORMATION 2.10.2025 AT 11.00 EEST
Nordea and Alisa Bank Plc have signed a strategic co-operation agreement aimed at providing invoice financing services for Nordea’s entrepreneur clients through Alisa Bank’s technology.
The agreement covers the development and provision of invoice financing services for Nordea’s entrepreneur clients. The service package strengthens cash flow management by enabling the rapid and flexible conversion of accounts receivable into cash. This solution improves Nordea´s entrepreneur client’s liquidity and simplifies cash flow management, supporting business growth and everyday financial operations.
“As a result of a comprehensive tendering process, we chose to partner with Alisa Bank, which, as an agile operator, can offer entrepreneurs an easy solution for working capital needs. What convinced Nordea about Alisa Bank was its digital approach, ability to integrate with financial management software, and fast access to financing, features our customers value,” says Nina Luomanen, Head of Business Banking at Nordea Finland.
“We are very pleased to begin collaboration with Nordea. Through this partnership, Alisa Bank’s user-friendly invoice financing service will now be available for Nordea’s entrepreneur clients. This makes working capital financing for these businesses faster, easier, and more flexible. It’s great that together we can offer concrete support for business growth and daily operations. The partnership also marks a significant step in implementing and strengthening Alisa Bank’s BaaS strategy,” says Sampsa Laine, CEO of Alisa Bank Plc.
The planned partnership arrangement is expected to launch during October.
Further information
Sampsa Laine, CEO, Alisa Bank Plc, sampsa.laine@alisapankki.fi
Alisa Bank in brief
Alisa Bank Plc is a financial technology company that provides seamless banking services through digital channels. We serve SME customers, deposit customers seeking competitive interest returns on their deposits and partners. Together with our partners, we offer integrated banking services in the channels where customers carry out their daily business. Alisa Bank Plc’s shares are listed on the main list of Nasdaq Helsinki (ALISA), and it holds a license granted by the Financial Supervisory Authority. www.alisabank.com
ALISA BANK PLC MANAGER TRANSACTIONS 25.8.2025 AT 11.40 EEST
Person subject to the notification requirement
Name: Lehtinen, Olli-Petteri
Position: Member of the Board/Deputy member
Issuer: Alisa Bank Plc
LEI: 743700VK1NB8HRGTQH74
Notification type: INITIAL NOTIFICATION
Reference number: 743700VK1NB8HRGTQH74_20250822082048_30
Transaction date: 2025-08-21
Venue: XHEL
Instrument type: SHARE
ISIN: FI4000170915
Nature of the transaction: RECEIPT OF A SHARE-BASED INCENTIVE
Transaction details
(1): Volume: 114136 Unit price: 0.00 EUR
Aggregated transactions
(1): Volume: 114136 Volume weighted average price: 0.00 EUR
Further information
Sampsa Laine, CEO, Alisa Bank Plc, sampsa.laine@alisapankki.fi
Alisa Bank
Alisa Bank Plc is a financial technology company that provides seamless banking services through digital channels. We serve SME customers, deposit customers seeking competitive interest returns on their deposits and partners. Together with our partners, we offer integrated banking services in the channels where customers carry out their daily business. Alisa Bank Plc’s shares are listed on the main list of Nasdaq Helsinki (ALISA), and it holds a license granted by the Financial Supervisory Authority. www.alisabank.com
Equity Research Disclaimer
These research reports have been prepared by Evli Research Partners Plc (“ERP” or “Evli Research”). ERP is a subsidiary of Evli Plc.
None of the analysts contributing to this report, persons under their guardianship or corporations under their control have a position in the shares of the company or related securities. The date and time for any price of financial instruments mentioned in the recommendation refer to the previous trading day’s closing price(s) unless otherwise stated in the report. Each analyst responsible for the content of this report assures that the expressed views accurately reflect the personal views of each analyst on the covered companies and securities. Each analyst assures that (s)he has not been, nor are or will be, receiving direct or indirect compensation related to the specific recommendations or views contained in this report.
Companies in the Evli Group, affiliates or staff of companies in the Evli Group, may perform services for, solicit business from, hold long or short positions in, or otherwise be interested in the investments (including derivatives) of any company mentioned in the publication or report. Neither ERP nor any company within the Evli Group have managed or co-managed a public offering of the company’s securities during the last 12 months prior to, received compensation for investment banking services from the company during the last 12 months prior to the publication of the research report.
ERP has signed an agreement with the issuer of the financial instruments mentioned in the recommendation, which includes production of research reports. This assignment has a limited economic and financial impact on ERP and/or Evli. Under the assignment ERP performs services including, but not limited to, arranging investor meetings or –events, investor relations communication advisory and production of research material. ERP or another company within the Evli Group does not have an agreement with the company to perform market making or liquidity providing services. For the prevention and avoidance of conflicts of interests with respect to this report, there is an information barrier (Chinese wall) between Investment Research and Corporate Finance units concerning unpublished investment banking services to the company. The remuneration of the analyst(s) is not tied directly or indirectly to investment banking transactions or other services performed by Evli Plc or any company within Evli Group.
This report is provided and intended for informational purposes only and may not be used or considered under any circumstances as an offer to sell or buy any securities or as advice to trade any securities.
This report is based on sources ERP considers to be correct and reliable. The sources include information providers Reuters and Bloomberg, stock-exchange releases from the companies and other company news, Statistics Finland and articles in newspapers and magazines. However, ERP does not guarantee the materialization, correctness, accuracy or completeness of the information, opinions, estimates or forecasts expressed or implied in the report. In addition, circumstantial changes may have an influence on opinions and estimates presented in this report. The opinions and estimates presented are valid at the moment of their publication and they can be changed without a separate announcement. Neither ERP nor any company within the Evli Group are responsible for amending, correcting or updating any information, opinions or estimates contained in this report. Neither ERP nor any company within the Evli Group will compensate any direct or consequential loss caused by or derived from the use of the information represented in this publication.
All information published in this report is for the original recipient’s private and internal use only. ERP reserves all rights to the report. No part of this publication may be reproduced or transmitted in any form or by any means, electronic, mechanical, photocopying, recording or otherwise, or stored in any retrieval system of any nature, without the written permission of ERP.
This report or its copy may not be published or distributed in Australia, Canada, Hong Kong, Japan, New Zealand, Singapore or South Africa. The publication or distribution of this report in certain other jurisdictions may also be restricted by law. Persons into whose possession this report comes are required to inform themselves about and to observe any such restrictions.
Evli Plc is not registered as a broker-dealer with the U. S. Securities and Exchange Commission (“SEC”), and it and its analysts are not subject to SEC rules on securities analysts’ certification as to the currency of their views reflected in the research report. Evli is not a member of the Financial Industry Regulatory Authority (“FINRA”). It and its securities analysts are not subject to FINRA’s rules on Communications with the Public and Research Analysts and Research Reports and the attendant requirements for fairness, balance and disclosure of potential conflicts of interest. This research report is only being offered in U.S. by Auerbach Grayson & Company, LLC (Auerbach Grayson) to Major U.S. Institutional Investors and is not available to, and should not be used by, any U.S. person or entity that is not a Major U.S. Institutional Investor. Auerbach Grayson is a broker-dealer registered with the U.S. Securities and Exchange Commission and is a member of the FINRA. U.S. entities seeking more information about any of the issuers or securities discussed in this report should contact Auerbach Grayson. The securities of non-U.S. issuers may not be registered with or subject to SEC reporting and other requirements.
ERP is not a supervised entity but its parent company Evli Plc is supervised by the Finnish Financial Supervision Authority.
Company Facts
Guidance
The profit before non-recurring items and taxes for year 2025 is expected to decline from 2024 level.
Financial targets
The target for the group's total capital adequacy ratio is 16 percent.
Schedule analyst call
For professional investors wishing to discuss the case, please book a complimentary analyst call
Book a call